Category Archives: financial

Apr 19

Dave Ramsey and The Total Money Makeover

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I’ve been listening to the Dave Ramsey Show via podcast on my commute up to Dayton every day. Our family is going to buy his book The Total Money Makeover: A Proven Plan for Financial Fitness. We think this is a good deal. Not sure if we want to wait for it to be delivered or simply go buy it now at the brick and mortar store.

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Jun 06

How the Credit Union made me read their newsletter

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I opened the envelope from our credit union, ready to toss the usual filler stuff in the trash. I quickly scanned the headlines and was convinced to hold off for a little while.

They have been conducting a “Hidden” word contest to win a $100 gift card. So I wound up reading a little further into the articles to find the hidden word. Then I logged onto their website and submitted my entry to the contest.

I think this is an ingenious way of getting a customer to pay more attention to the content, and I’ll be thinking of ways I could apply this technique.

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Apr 07

The Only Legitimate Place to Get Free Credit Reports

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Clark Howard, the consumer warrior who hosts a syndicated radio talk show, recently mentioned that there is only one place to get free credit reports:

Entering the term “free credit report” into Google’s search function returns more than 22 million hits. This is a hot entrepreneurial area right now and that is not necessarily a good thing.

Tons of criminal outfits are claiming they will give you a free credit report, as long as you enter your information first. These scam artists then use that information to steal your identity. You need to know that there is only one legitimate Web site that offers you a free credit report with no strings attached.

The Web site, annualcreditreport.com is not directly accessible so there is no need to get confused. People in the West and Midwest can now get their reports for free. The entire country will have access by September of this year. For more details, visit the site – and only that site! And do not give out your personal information to anyone you don’t know.